Good Credit & Loans
The need for financing is a critical and perennial concern for the owners of small businesses. Many government resources, including guides, exist for small businesses. Many of these tools explain how to shop for and obtain credit, how to maintain a good credit rating, how to dispute unfair credit transactions, and how [...]

In today’s economy, borrowing money from your local bank isn’t as easy as it used to be. For the small business owner without much collateral, the alternative to a bank loan might be to consider a government-backed loan.
The good news is, there is a loan program from the SBA – called SBA Express – that [...]

If you’ve considered doing business with state and local government, but haven’t taken the plunge yet, now might be the right time. Despite a gloomy economic forecast in other sectors, analysts still forecast that the local government market will remain strong through 2009.
While the U.S. federal government remains the largest buyer in the world, state [...]

If your business is growing and you need to supplement your core capabilities and services with extra personnel, there are many benefits to hiring an independent contractor.
Bringing on a self-employed contractor, instead of adding to direct employee headcount, can save a small business owner as much as 30 percent (per worker) in additional payroll taxes [...]

The question “should I incorporate my small business?” is a consideration that can weigh heavy on the mind of many a budding entrepreneur or established small business owner.
Whether you are the sole employee of your enterprise or you have several employees, incorporation can bring legal and tax protection for you as its owner, but can [...]

Few of us ever test our powers of deduction, except when filling out an income tax form,” or so the joke goes.
Now may not be the time when small business owners give the 2008 tax season too much thought. But a little tax preparation now – in the midst of the holiday season – can [...]

Hopefully by now you have taken advantage of year-end tax saving tips that will put you in good shape for the 2009 tax season.  There are many short-term fixes that can help reduce tax liability, including deferring recognized revenue and accelerating business expenses through the closing hours of 2008.
But the savvy entrepreneur will know that [...]